How Much Does It Cost to Own a Dog or Cat?
Adopting a pet is rewarding but it is also a financial commitment. Costs vary by country, location and breed, but here is a typical picture, which you can personalise with our pet cost calculator.
One-time costs
- Adoption or purchase fee
- Spay or neuter surgery
- Initial vaccines and microchip
- Bed, bowls, leash or litter box, carrier, toys
Regular monthly costs
- Food: often $30 to $90 per month for cats and $40 to $120 or more for dogs, depending on size and quality.
- Litter (cats): about $15 to $30.
- Flea, tick and worm prevention: about $15 to $40.
- Treats, toys and supplies: $10 to $30.
- Insurance (optional): often $20 to $70.
Yearly and occasional costs
- Annual vet check-up and vaccines
- Dental cleaning
- Grooming (for long-coat dogs)
- Boarding or pet sitting when you travel
- Licensing for dogs, where required
The big unknown: emergencies
An accident or illness can cost hundreds or thousands. Many owners keep an emergency fund or choose insurance.
Lifetime cost
Over a 10 to 15-year lifespan, a cat commonly costs several thousand dollars and a dog can cost considerably more, especially a large dog. Figures are estimates and vary widely.
Ways to save
- Adopt from a shelter, where vaccines and neutering are often included.
- Buy quality food in bulk and keep your pet at a healthy weight.
- Stay up to date on preventive care.
- Learn basic grooming and training.